Financial Planning Hub: Tools & Guides for Leaving Work (UK 2026)

Calculators

How much emergency fund you need, based on expenses, dependants, employment type and notice period.

Runway estimator with savings, notice pay, redundancy, freelance and partner income inputs.

How long redundancy payout, notice pay and savings will support you, with benefits offset.

Last payslip after resigning: PILON, unused holiday, bonus, with rough take-home after tax.

Tax on a redundancy package: the £30,000 allowance, PILON tax, holiday pay tax, all in one view.

Statutory minimum redundancy with the £700/week and 20-year caps.

Gross payment in lieu of notice from weekly or monthly pay.

Combined package estimator with the £30,000 tax-free allowance applied.

Accrued holiday at termination, including part-year and part-time scenarios.

Practical week-by-week sequence for the first 90 days after a redundancy.

Runway calculation, the fixed-costs audit, and the emergency-fund target.

The 3-6 month rule changes when you've already lost the income. New framing.

What to do when the PILON lump sum lands. Three decisions in the first week.

Where most UK households find £150-£400 per month within an hour.

What's in the final pay packet and how it's taxed.

The £30,000 allowance, PENP, and what's always taxable.

The runway maths in prose, plus the non-financial factors that matter.

Six-month preparation plan covering savings, debt, housing, insurance, benefits.

Day-1 to day-30 practical sequence after being made redundant.

Statutory holiday must be paid out as cash. Contractual extras may lapse.

Illustrative estimates and general guidance. For tailored financial or tax advice, contact MoneyHelper (free) or a regulated adviser.